Lienlord by Eric Scharaga

Lienlord: The Complete Guide to Note Investing

Banks are experts at profiting from residential mortgage loans. Lienlord reveals their secrets so individual investors can build a massive passive-income machine — without owning a single rental property.

What You'll Learn

Lienlord is a practical, no-fluff guide to building wealth through mortgage notes. Here's what's inside.

01

How Mortgage Notes Work

Understand the mechanics of mortgage loans, lien positions, and how investors profit from the cash flow.

02

Why Notes Beat Rentals

No tenants, no toilets, no maintenance. Notes offer passive income without the headaches of property ownership.

03

Performing vs. Non-Performing

Different strategies for different risk tolerances — from steady cash flow to deep-discount turnarounds.

04

Evaluating & Pricing Notes

How to analyze a note, determine fair value, and build a diversified portfolio that compounds over time.

05

The Power of Consistency

Why a consistent 10% return outperforms a volatile 15% — and how notes deliver that consistency.

06

Complementing Your Portfolio

How mortgage notes fit alongside stocks, bonds, and real estate to create a truly diversified investment strategy.

"While not a replacement, mortgage loans can be the perfect complement to traditional Wall Street investments."
— From Lienlord

Who This Book Is For

Investors frustrated with stock market volatility who want consistent, predictable returns backed by real assets.

Landlords tired of tenants and maintenance who want passive income without the headaches of property management.

Real estate investors looking to diversify beyond traditional buy-and-hold or fix-and-flip strategies.

Anyone interested in alternative investments who wants to understand how banks make money — and how to do the same.

Self-directed IRA holders looking for tax-advantaged ways to grow retirement funds through secured, income-producing assets.

Read Chapter One

Get a taste of Lienlord before you buy. Download the first chapter free — no email required.

Download Chapter One (PDF)
Get the Book

Ready to Start?

Lienlord is available on Amazon in Kindle and paperback. Start building your note investing knowledge today.

Buy on Amazon Talk to Eric
Any information herein is for informational and educational purposes only and is not an offer to sell securities.